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Healthcare insurance is one of the leading products offered by the worldwide insurance industry, along with home insurance, auto insurance, and life insurance. There is a huge range of different health insurance products on the marketplace, with widely differing levels of premiums, protection, and service.
While all health insurance policies cover basic medical costs, different policies can vary greatly in terms of their extended, dental, cosmetic, and extra cover services. Many people who are researching different healthcare insurance policies are interested in whether they cover elective cosmetic procedures and things like outdoor whirlpool treatment.

Healthcare insurance is generally designed to cover people for health and medical related expenses, such as the cost of medicine, the cost of hospital stays, and the cost of rehabilitation. Cosmetic procedures and services are not generally covered in healthcare policies, although the line between cosmetic and medical cover can be rather blurry in some situations. For example, the removal of a mole may be considered either a cosmetic or a medical procedure depending on the individual circumstances of the removal. Because pure cosmetic procedures are elective by their nature, they are not covered by regular health insurance policies. Similar in some ways to the attitude insurance companies have towards wellness or whirlpool treatments, cosmetic treatment is generally not covered. However, corrective plastic surgery may be covered by some types of policies, if it is truly corrective and not cosmetic in nature.

If plastic surgery is performed to improve functionality rather than aesthetics, it may also be covered by your healthcare insurance, pension insurance, or nursing care insurance, although it is always a good idea to read the fine print and find out exactly what you are covered for. Other unique situations that blur the line between cosmetic surgery (facelifts) and corrective surgery include breast reduction for health reasons, and plastic surgery to correct breathing functions. While there are many of these unique cases out there that may be covered by regular healthcare insurance policies, most health contracts will not cover any type of elective cosmetic procedure.